Grand Rapids Bankruptcy Attorney Grand Rapids Michigan | Life After Bankruptcy in Grand Rapids

 GRAND RAPIDS BANKRUPTCY ATTORNEY – LIFE AFTER BANKRUPTCY

When you are facing financial problems and have questions about your bankruptcy options and what life will be like after bankruptcyin the Grand Rapids area, it is important to have the representation of a good bankruptcy attorney. Krupp Law Offices P.C. has been providing quality bankruptcy representation for over 85 years. If you are facing financial problems, call the bankruptcy attorneys at Krupp Law Offices P.C. for a free phone consultation. During your phone consultation, our attorneys will provide you with immediate answers to your questions and schedule a free in initial appointment with one of our bankruptcy attorneys.   

CALL FOR A FREE PHONE CONSULTATION AT 616-459-6636

 

LIFE AFTER FILING FOR BANKRUPTCY

Contrary to what the credit card companies want you to believe, there is life after bankruptcy. After bankruptcy you are actually a better credit risk because you can only file bankruptcy every eight years.

After you file for bankruptcy you can usually purchase a car on credit. You will typically be required to pay a higher down payment or a higher interest rate for the first 24 months after your bankruptcy.

You can also purchase a home. For the first 24 months you may need to get alternative financing (i.e. land contract or rent to own). There are a lot of options if you take the time to look. After 24 months, you should be able to qualify for an ordinary mortgage at ordinary rates.

Contrary to what you would think, after bankruptcy you should obtain a low limit credit card. Charge small amounts and pay it off every 3 months. This will increase your credit score over time. Additionally, if you can you should save money on a regular basis even a small amount (i.e. 20.00 per week).

Considering everything else in your life is ok, you should have normal credit in about 24 to 36 months.

After reviewing your budget, you should prepare a listing of all of your debts including interest rate of each debt. At that point, you should contact our office to discuss your bankruptcy and non-bankruptcy options.

 

GRAND RAPIDS BANKRUPTCY ATTORNEY

If you are facing financial problems, a good bankruptcy attorney is not optional, it is a requirement! Our bankruptcy attorneys can answer your questions with straight talk. Having the right bankruptcy attorney on your side can relieve your stress during difficult financial times. Our bankruptcy attorneys have over 85 years of bankruptcy experience. We can provide you with excellent bankruptcy representation.

Krupp Law Offices P.C. is located in downtown Grand Rapids, Michigan and has the right bankruptcy attorney for you. We represent clients in all bankruptcy matters throughout West Michigan, including the cities of Grand Rapids, Holland, and Grand Haven, and the counties of Kent, Ottawa, Allegan, Barry, Newaygo, Montcalm, Muskegon, and Ionia.

Call for a free phone consulation.  Our office can help.

KRUPP LAW OFFICES P.C.

161 Ottawa NW Suite 404

Grand Rapids MI 49503

616-459-6636 or This email address is being protected from spambots. You need JavaScript enabled to view it.This email address is being protected from spambots. You need JavaScript enabled to view it. 

ASK A GRAND RAPIDS BANKRUPTCY ATTORNEY A QUESTION 

 

GRAND RAPIDS BANKRUPTCY TOPICS:

Should I File Bankruptcy?

Bankruptcy Means Testing - Can I File?

Nonbankruptcy options

Bankruptcy - Attorney Fees

Exemptions - What Can I Keep?

Documents Needed for Bankruptcy

Chapter 7, 11, 12, 13

Common Questions Chapter 7

Common Questions Chapter 13

Business Bankruptcy

Life After Bankruptcy

Foreclosure & Bankruptcy

Bankruptcy and Divorce

Bankruptcy & Taxes

BANKRUPTCY INTERVIEW PDF

 

LINKS: BANKRUPTCY GENERALLY

Tags: Grand Rapids Bankruptcy Attorney, Bankruptcy Lawyer Grand Rapids MI, Life After Bankruptcy in Grand Rapids