CHAPTER 7 BANKRUPTCY ATTORNEY - GRAND RAPIDS MI
If you are looking for a chapter 7 bankrutpcy attorney in the Grand Rapids, MI area - we can help you. Chapter 7 bankruptcy is what people typically think of as bankruptcy. You elimiate all of you debt and get a fresh start. Under chaptr 7 bankruptcy, you can keep all exempt property. You exemptions are extensive. They include house equity, car, household good, tools of the trade, jewelry, retirment funds, and anything you want up to 10,000.00 dollars. For a specific list of exemptions and amounts check out exemptions. Answers to common chapter 7 bankruptcy common questions are here. Chapter 7 bankruptcy allows an individual or married couple to get out from under burdensome consumer debt incurred for family, household, or personal purposes.
Chapter 7 Bankruptcy Stops Collection Activity
Once you file for chapter 7 bankruptcy, the court issues an order—known as an automatic stay that prohibits creditors from contacting you. The automatic stay can stop your house from being sold at auction, prevent your employer from deducting wages from your paycheck, and excuse you from a mandatory attendance at a deposition or other lawsuit-related appearance. It’s a powerful tool.
Getting out from under debt is the primary reason people file chapter 7 bankruptcy.
After filing for chapter 7 bankruptcy, all collection actions, including the following, must come to an abrupt halt:
- creditor calls and letters
- vehicle repossessions
- wage garnishments
- foreclosures, and
- lawsuits seeking monetary reimbursement.
Chapter 7 Bankruptcy Wipes out Certain Debts
Getting out from under debt is the primary reason people file for personal bankruptcy. The debt that you can discharge (wipe out) includes:
- credit card bills
- medical bills
- utility bills
- personal loans, such as payday loans, and
- gym memberships.
Bankruptcy doesn’t get rid of all debt, however. For instance, filing for bankruptcy won’t relieve you of past due domestic support obligations, such as spousal or child support. Additionally, most back taxes, student loans, and fines and penalties owed to the government are not discharged in bankruptcy—although exceptions exist.
The chapter 7 bankruptcy attorneys at Krupp Law Offices PC can answer your bankruptcy questions. Best of all we are a local Grand Rapids MI law firm. If you are facing financial problems, a personal bankruptcy lawyer is a requirement! Our Grand Rapids bankruptcy attorneys can answer your questions about bankruptcy and offer reasonable fees. Having the right bankruptcy attorney on your side can relieve your stress during your difficult financial times. Our bankruptcy attorneys have 85 years of bankruptcy experience. We can provide you with superior chapter 7 bankruptcy representation at reasonable fees. We represent you from start to finish. Some attorneys bait you with a law fee and either do little or nothing for you or do "ADD ONs" and the fees double. Some will not tell you about the filing fee so that the attorney fees seem lower. Krupp Law Offices P.C. serves clients throughout West Michigan, including the counties of Kent, Ottawa, Allegan, Barry, Newaygo, Montcalm, and Ionia.
Call Today For A Free Telephone Consultation & Speak To A Caring Attorney Near You Who Can Explain Your Rights & Options under the Bankruptcy Code.
FREE PHONE CONSULTATION AT 616-459-6636
WHAT IS CHAPTER 7 BANKRUPTCY?
Chapter 7 bankruptcy provides for a discharge of your unsured debt such as credit cards,medical bills, reposessed cars, driver's responsibility fees. You can keep your car and home and you pay nothing to the trustee. You also keep your tax refunds. The typical cost is 1350.00 (which includes the filing fee). The process is about 90 days total and requires one appearance at the trustee's office. Chapter 7 Bankruptcy Information
HOW DO I GET MY CHAPTER 7 BANKRUPTCY STARTED?
Getting started on your bankruptcy is easy. Just call our office. You can speak with a local Grand Rapids Bankruptcy Attorney at Krupp law for free. We will answer all your questions. We will also schedule an appointment to meet in our office. If you are out of state or can not get away from work, we will do a phone interview. We also have an online interview questionare that can help get you going.
KRUPP LAW OFFICES PC
Chapter 7 Bankruptcy Attorney - Grand Rapids MI161 Ottawa NW Suite 404, Grand Rapids MI 49503
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